KDL Insurance LLC

The KDL Team takes the time to really understand our operation. They don’t just sell a policy—they walk through the details with us and make sure we’re covered where it matters. That kind of service is hard to find.

We’ve worked with Jan and Ruth Ann for years, and it’s the trust that keeps us there. When we have questions, they pick up the phone. When something changes, they help us adjust. It feels more like a partnership than a transaction.

Anytime we’ve needed something, Jan, Ruth Ann or Grant is quick to respond and easy to work with. They explain things in a way that makes sense and don’t overcomplicate it. That goes a long way.

As a farm family, having the right coverage matters. The KDL Team understands agriculture and what’s at stake. They’ve helped us feel confident that we’re protected, season after season.

You can tell the KDL Team is rooted in the community. They care about the people they serve, and it shows in how they do business—honest, straightforward, and dependable.

As we’ve taken on more responsibility in the operation, the KDL Team has been great to work with. They help us think through decisions and make sure we understand our options.

I’ve been to a few of the informational meetings put together by the KDL Team, and they always bring in great experts to provide insurance and industry updates. But just as important, I know Jan, Ruth, and Grant have the details worked out. That gives me a lot of confidence and trust in working with them.